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You are referring to framework, which is required for Home Ready program, which offer slightly lower rate and MI for first time home buyers who fall under the median income of an area. InCharge is approved by the US Department of Housing and UrbanDevelopment (HUD) to provide online education. View more details. Make homeownership education services more convenient and accessible. About eHome Network. The online-only class is recommended for those who, for various reasons, have been unable to attend a local homebuyer class, or. org. 0 / 0 Voted . It provides a comprehensive look at the home buying process and outlines the advantages and. Rated 5. 9. Please use the coupon code HPHOME24 for $24 off the $99 Homebuyer Education fee. Step 2. Expires. Learn how to: Determine if homeownership is right for you; Shop for a home; Maintain your home; Certificate of completion presented to client and/or lender upon completion of counseling session with a homeownership advisor (if required). 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